Get a better product at a lower price. We’ve cut out the middleman, creating a leaner, simpler, and faster experience while passing the savings on to you.
No-Fee Payment Options, Including Credit Cards!
We offer uncommon conveniences, like the ability to pay your premium and deductibles by ACH, check, or credit card — with no fees! You can also break your premium into 12 monthly payments with no finance charges.
Collision & Service Shop Insurance Experts
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True Automotive Experts
Intrepid Direct insures over 13,000 of the nation’s top franchise brand locations. We are the only direct insurance provider in the U.S. specializing in property and casualty insurance for franchise businesses.
Direct Is THE Difference
We're a one-stop stop to help with all of your business insurance needs. And because there’s no middleman, you’re able to get the answers you need, quickly, by working directly with us.
An Insurance Provider You Can Actually Rely On
No Introductory Pricing
Experts In Your Business
We are not everything to everyone, we are immersed in your industry and understand your risk and insurance need. We're also licensed in all 50 states and insure 13,000+ locations across the U.S.
"In It" For The Long Haul
We Keep Our Promises
A large percentage of our new business comes by way of referral from another shop. Check out our reviews and you will see why.
Complete, Customizable Coverage
We understand the automotive industry and how to work with garage owners like you to offer the proper protection.
And did we mention convenient? Our bundled approach to coverage speeds up quoting, minimizes paperwork, and maximizes the response when you need us most.
We start with the coverage types and limits auto service and repair garages need. Then, work with you and your data to fine-tune one simple, yet specific, reliable, and affordable plan.
Our customer renewal rate is 93% year-over-year – significantly above the industry average
Customers can save up to 20% on their premiums by going direct, cutting out agent commissions
We Expect Better
Since our company was founded, we have been obsessed with providing a better insurance experience. We're a partner who's always thinking about ways to help garage business owners minimize risk and maximize their bottom line.
From coverage to convenience, our minds are always on the move for our customers.
What People Are Saying
Intrepid Direct is trusted by business owners nationwide and by many of the most respected and successful brands in the world. Our goal is to provide the best insurance experience our customers have ever received.
Parking lots are busy places, used by employees, customers, and delivery drivers.