Restaurant Insurance Solutions

Backed by a dedicated team of industry experts, Intrepid Direct delivers responsive, personalized support to ensure your restaurant has the comprehensive protection it needs. With Intrepid Direct, enjoy peace of mind and savings, all with one trusted provider.

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Direct Savings. Direct Support. Simplify Your Insurance Experience with Intrepid Direct.

With Intrepid Direct, insurance isn’t complicated…or overpriced. Employing a direct-to-insured model, our team works directly with you to build an insurance solution fit to your restaurant — so you can experience savings and the comprehensive coverage you need.

Protection that Grows with You

Business Insurance For Restaurants

Serving restaurant owners across the continental U.S., Intrepid Direct offers tailored coverage for both franchise operators and independent owners — helping you save up to 20% without the extra hassle. Find your Intrepid Direct solution now:

  • Franchise

    One location or hundreds, we’ve got your franchise restaurant covered.

  • Independent

    Experience savings, efficiency, and comprehensive coverage, tailored to the risks of independent restaurants.

Insurance, Reimagined

What is Direct Insurance?

Intrepid Direct offers innovative insurance solutions delivered by industry experts, directly to your business. Savings, efficiency, transparency, a truly personalized experience. That’s direct insurance.

Discover the Direct Difference
Chef and agent meet at restaurant to discuss specific policy needs Chef and agent meet at restaurant to discuss specific policy needs

FROM INTREPID DIRECT

Insurance Happenings and Insights

Your one stop for the latest developments at Intrepid Direct, including important need-to-know insurance news, updates in your industry, and business management tips.

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Understanding Social Inflation and Its Impact on Insurance Rates

As a business owner or franchisee, you understand the importance of protecting your assets through comprehensive insurance coverage. However, with rising insurance rates, it's essential to understand the underlying factors contributing to the increased cost of premiums.


What is Direct Insurance featured image: people shaking hands

What Is Direct Insurance?

Direct insurance is the modern approach to commercial insurance. This model means business owners work directly with the insurance provider, versus a traditional agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.


dog sitting in driveway

How to Reduce the Risk of Dog Bites for Delivery Drivers

Delivery drivers are often faced with the risk of being bitten by a dog while on their route. It's important to take necessary precautions in order to reduce this risk and make sure everyone stays safe, dogs included.


seatbelt

Safety Guidelines For Delivery Drivers

As a delivery driver you have a much greater risk of accidents and injuries than other employees. Follow these 5 steps to stay safe and limit injuries and accidents.


parking lot

Preventing Parking Lot Traffic Accidents

Parking lots are busy places, used by employees, customers, and delivery drivers.


arial view of a city in winter

Winterproofing Your Business: Tips for Business Owners

For business owners, winter's arrival demands thoughtful preparation to ensure the safety and comfort of customers, employees, and vendors.


interior of a courtroom

“Open and Obvious” Defense Law in Michigan Slips and Falls Into Line with Most Other States

Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.


person breaking into a house

Theft & How To Protect Your Business From It

No business owner wants to think they may be a target of theft or burglary, but unfortunately, these events can and do happen. That’s why it is essential for businesses to have an adequate commercial insurance policy that will cover them if something like this occurs. But what exactly should you look for when it comes to your commercial insurance policy?


Electrical Wiring

OSHA’s Top 10 Violations

It's important to understand hazards associated with your business so you can plan to limit risk. Learn more about OSHA's top 10 violations in 2017.


lightning in sky above trees

Protecting Your Commercial Property During Storms

As a business owner, protecting your property should be one of your top priorities. From Spring storms to Summer downpours, Mother Nature can cause considerable damage to commercial properties if you are not adequately prepared. And, with the unpredictable weather patterns we are currently faced with, it’s more important than ever to know how best to protect your investments from costly damage.


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Top 7 Ways to Deliver Savings on your Insurance Premiums

When holidays approach, the demand for food delivery increases as people look to ease busy demands during the season and let someone else do the cooking.


kid riding bike in street

Defensive Driving – Pedestrians, Bicycles, And Motorcycles

As a delivery driver, there are many obstacles, especially in residential areas, where pedestrians, bicycles, and motorcycles are hidden from view or can surprise you when distracted or not alert.