Berkley Family Logo
W. R. Berkley Header Logo

Industry-Focused Business Insurance

Your best protection comes from customized solutions. That’s why we hand picked the industries we serve so we can create expertly crafted insurance, fit to your business. And the best part? It’s direct to you. Welcome to a unique insurance experience.

REQUEST A QUOTE
Industry-Focused Business Insurance Industry-Focused Business Insurance

FOCUSED ON YOUR BUSINESS

Industries We Serve

As experts in the industries we serve, we deliver specialized, comprehensive coverage with urgency and intention. We offer business insurance tailored to the industries we specialize in across the United States. Find your business insurance solution:

15,000+ Business Locations Insured Nationwide

Intrepid Direct provides insurance for over 15,000 business locations in our dedicated industries. We are a leading direct insurance provider in the U.S. specializing in property and casualty insurance solutions.

The Direct Difference

  • Direct Savings

    With Intrepid Direct, you're not paying commissions to a middleman, which directly translates to money in your pocket.

  • Personalized,
Expert Service

    Working directly with those who manage your insurance, you will collaborate with a dedicated team of industry experts providing solutions tailored to your specific business needs.

  • Efficient Process

    With all of your dedicated points of contact under one roof, experience a new kind of streamlined insurance. Your Intrepid Direct team is empowered to make decisions quickly — from quoting, to claims handling, and everything in between.

  • Transparent Experience

    By working directly with the insurance provider, you will get direct answers to all your questions. No delays, games, or excuses.

INSURANCE, REIMAGINED

What is Direct Insurance?

Intrepid Direct offers innovative insurance solutions delivered by industry experts, directly to your business. Savings, efficiency, transparency, a truly personalized experience. That’s direct insurance.

HOW IS DIRECT INSURANCE DIFFERENT
Team meeting Team meeting
Trustpilot

“With one simple call, I was treated professionally and courteously. The service was extremely prompt. The team at Intrepid was amazing from beginning to end, every step of the way. I'm glad I made the switch.”

 

Mike I. | Anytime Fitness

“I can truly say that I wish all insurance carriers hired people that are as knowledgeable, caring, competent and quick to be of help. I deal with many insurance companies every day in my business and is noticeably refreshing the way every person that I deal with at Intrepid goes the extra mile.”

 

Kevin H. | I-CAR Gold Certified Shop 

“Everything about my experience with this company has been made so easy. From applying for coverage to receiving a quote and getting great coverage. The entire process was extremely smooth and everyone I have worked with has been extremely helpful and professional. And I also got great coverage at a fair price!”

 

Austin J. | Papa Johns

“From the initial quote thru the whole enrollment process I don’t think I could have asked for a better experience. We were able to obtain better coverage with not that much of a premium increase. Would highly recommend them!”

 

Bobbi P. | Fix Auto

“Been partnered with Intrepid for over 3 years now and have nothing but great things and experiences with them! Best customer service and their team is always there to ensure we feel comfortable as franchisee operators.”

 

Cody W. | Carl’s Jr.

FROM INTREPID DIRECT

Insurance Happenings and Insights

Your one stop for the latest developments at Intrepid Direct, including important need-to-know insurance news, updates in your industry, and business management tips.

Explore Latest



Why Your Auto Repair Shop’s Worst Day Shouldn’t Be Its Last: The Importance of Business Income Insurance

Imagine walking up to your shop on a Tuesday morning only to find a fire engine blocking the entrance. Smoke is pouring out of the service bays, the roof is charred, and your heavy equipment is completely ruined.


Delivery driver for a pizza franchise, entering into their personal vehicle with an order of pizzas.

Commercial Auto Insurance Options for Franchise Pizza Delivery Operators in 2026

Many delivery-focused franchise restaurant operators have experienced great success over the last 20 years. But today, franchise owners are facing mounting pressure on profitability, driven by rising costs and a more price-sensitive customer.


Interior view of a car service and body repair center. With 2 vehicles being worked on within the facility.

Garagekeepers Coverage Breakdown: Direct Primary, Direct Excess, and Legal Liability

The moment a customer leaves their auto in your care, your automotive business takes on risk, and the type of garage keepers coverage you choose determines how that risk plays out if something goes wrong.


piggy bank

Understanding Social Inflation and Its Impact on Insurance Rates

As a business owner or franchisee, you understand the importance of protecting your assets through comprehensive insurance coverage. However, with rising insurance rates, it's essential to understand the underlying factors contributing to the increased cost of premiums.


What is Direct Insurance featured image: people shaking hands

What Is Direct Insurance?

Direct insurance is the modern approach to commercial insurance. This model means business owners work directly with the insurance provider, versus a traditional agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.


dog sitting in driveway

How to Reduce the Risk of Dog Bites for Restaurant Delivery Drivers

Restaurant delivery drivers are often faced with the risk of being bitten by a dog while on their route. It's important to take necessary precautions in order to reduce this risk and make sure everyone stays safe, dogs included.


seatbelt

Safety Guidelines For Restaurant Delivery Drivers

Restaurant delivery drivers have a much greater risk of accidents and injuries than other employees.


garage with cars in it

Understanding the Differences: Garage Keepers Insurance vs. Garage Liability Insurance

Navigating the world of business insurance can be complex, especially when trying to distinguish between types of coverage like garagekeepers insurance and garage liability insurance.


parking lot

Preventing Parking Lot Traffic Accidents

Parking lots are busy places, used by employees, customers, and delivery drivers.


Winter Car Shop Ready

10 Steps to Ensure Your Auto Repair Business Is “Shop Ready” for Winter

Before the seasonal onslaught of customers come through your door for maintenance checks, have you asked yourself if your auto repair business is “shop ready"?


arial view of a city in winter

Winterproofing Your Business: Tips for Business Owners

For business owners, winter's arrival demands thoughtful preparation to ensure the safety and comfort of customers, employees, and vendors.


interior of a courtroom

“Open and Obvious” Defense Law in Michigan Slips and Falls Into Line with Most Other States

Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.


Opens email application

Opens in new tab

Downloads file to hard drive