Insurance Happenings and Insights

As a business owner or franchisee, you understand the importance of protecting your assets through comprehensive insurance coverage. However, with rising insurance rates, it's essential to understand the underlying factors contributing to the increased cost of premiums.

Direct insurance is the modern approach to commercial insurance. This model means business owners work directly with the insurance provider, versus a traditional agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.

Restaurant delivery drivers are often faced with the risk of being bitten by a dog while on their route. It's important to take necessary precautions in order to reduce this risk and make sure everyone stays safe, dogs included.

As a delivery driver you have a much greater risk of accidents and injuries than other employees. Follow these 5 steps to stay safe and limit injuries and accidents.

Navigating the world of business insurance can be complex, especially when trying to distinguish between types of coverage like garagekeepers insurance and garage liability insurance.

Parking lots are busy places, used by employees, customers, and delivery drivers.

Before the seasonal onslaught of customers come through your door for maintenance checks, have you asked yourself if your auto repair business is “shop ready"?

For business owners, winter's arrival demands thoughtful preparation to ensure the safety and comfort of customers, employees, and vendors.

Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.

No business owner wants to think they may be a target of theft or burglary, but unfortunately, these events can and do happen. That’s why it is essential for businesses to have an adequate commercial insurance policy that will cover them if something like this occurs. But what exactly should you look for when it comes to your commercial insurance policy?