Insurance Happenings and Insights

For business owners, winter's arrival demands thoughtful preparation to ensure the safety and comfort of customers, employees, and vendors.

Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.

No business owner wants to think they may be a target of theft or burglary, but unfortunately, these events can and do happen. That’s why it is essential for businesses to have an adequate commercial insurance policy that will cover them if something like this occurs. But what exactly should you look for when it comes to your commercial insurance policy?

Automotive repair shops serve as essential services for vehicle owners as they help maintain their vehicles in optimal mechanical and safety condition. However, working in such environments poses significant risks to not only workers but customers as well.

It's important to understand hazards associated with your business so you can plan to limit risk. Learn more about OSHA's top 10 violations in 2017.

As a business owner, protecting your property should be one of your top priorities. From Spring storms to Summer downpours, Mother Nature can cause considerable damage to commercial properties if you are not adequately prepared. And, with the unpredictable weather patterns we are currently faced with, it’s more important than ever to know how best to protect your investments from costly damage.

When holidays approach, the demand for food delivery increases as people look to ease busy demands during the season and let someone else do the cooking.

As a restaurant delivery driver, there are many obstacles, especially in residential areas, where pedestrians, bicycles, and motorcycles are hidden from view or can surprise you when distracted or not alert.

Parking lots and walkways can present the risk of personal injuries and property damage for businesses. Whether you own or lease your commercial property, it's your responsibility as a business owner to stay vigilant and take a proactive approach to keeping your employees and customers safe while on the property.

If your business is in an area prone to hurricanes, keep the following information and resources on hand in case you need them.