Hotel Insurance, Simplified
Intrepid Direct brings its proven direct insurance model to the hotel industry, delivering secure, innovative coverage tailored for midscale hotel franchises — all in one streamlined, bundled policy.
Save up to 20% on your hotel business insurance by eliminating the middleman.
Allied Member Partner in Hotel Protection
Intrepid Direct is proud to partner with the IHG Owners Association. As an Allied Member, we deliver smarter, streamlined insurance solutions designed to support and empower IHG hotel owners. Together, we’re committed to helping owners operate with confidence.
“We’re excited to work with Intrepid Direct as they bring a fresh perspective to the hospitality space. Their direct-to-owner model has the potential to reduce inefficiencies and create meaningful value for IHG hotel owners. This partnership reflects a shared commitment to owner-focused solutions.”
- Tiffany Hall | Manager, Partnerships & Member Programs at IHG Owners Association
Insurance, Reimagined
What is Direct Insurance?
Intrepid Direct brings hotel owners an insurance model that cuts out the middleman and puts control back in your hands. Our approach delivers more than coverage — it delivers savings, speed, and clarity. With streamlined processes and a team focused on your business, you get efficiency, transparency, and a truly tailored experience. That’s the power of going direct.
TRUSTED BY FRANCHISE OWNERS ACROSS THE NATION
Franchise-Ready Insurance For Hotels
For hotel franchise owners, our franchise expertise helps ensure your coverage meets brand standards and adapts to support your growth at every stage.
Hotel Insurance Coverage, Seamlessly Bundled
Our bundled policies are built to support every stage of your hotel franchise growth — from single-property owners to multi-location portfolios. No matter your size or structure, you benefit from one point of contact, a dedicated in-house team, and coverage tailored to how your hotels actually operate.
When you’re ready, we’ll help you compare options and choose the best fit — no guesswork, no jargon, just straightforward hospitality insurance support.
-
Property
-
General Liability
-
Automotive
-
Workers Compensation
-
Employment Practices Liability (EPL)
-
Umbrella
-
Cyber Liability
Request a Quote
Getting the right coverage shouldn’t be complicated. Start your quote online in just a few steps, or call us directly at 877.249.7181 for immediate assistance. With Intrepid Direct, you’re in control — no brokers, no extra layers, just direct access to the protection your hotels need.
Insurance Happenings and Insights
“Open and Obvious” Defense Law in Michigan Slips and Falls Into Line with Most Other States
Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.
6 Ways Inflation Affects Your Business Insurance Policy
The amount you're covered for does not increase at the same rate as inflation. In some cases, it doesn't increase at all. So, you could be under-insured. Read this article about ways you could be underinsured, and what to look for in your commercial policy.
Preventing Exterior Slips, Trips, and Falls at Your Business
Parking lots and walkways can present the risk of personal injuries and property damage for businesses. Whether you own or lease your commercial property, it's your responsibility as a business owner to stay vigilant and take a proactive approach to keeping your employees and customers safe while on the property.
Protecting Your Commercial Property During Storms
As a business owner, protecting your property should be one of your top priorities. From Spring storms to Summer downpours, Mother Nature can cause considerable damage to commercial properties if you are not adequately prepared. And, with the unpredictable weather patterns we are currently faced with, it’s more important than ever to know how best to protect your investments from costly damage.
Theft & How To Protect Your Business From It
No business owner wants to think they may be a target of theft or burglary, but unfortunately, these events can and do happen. That’s why it is essential for businesses to have an adequate commercial insurance policy that will cover them if something like this occurs. But what exactly should you look for when it comes to your commercial insurance policy?
What Is Direct Insurance?
Direct insurance is the modern approach to commercial insurance. This model means business owners work directly with the insurance provider, versus a traditional agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.
Understanding Social Inflation and Its Impact on Insurance Rates
As a business owner or franchisee, you understand the importance of protecting your assets through comprehensive insurance coverage. However, with rising insurance rates, it's essential to understand the underlying factors contributing to the increased cost of premiums.