SERVICE SHOPS | LUBE SHOPS | AUTO PARTS SHOPS
Bundled Insurance Policies for Auto Service Shop Owners
Business insurance designed for automobile repair shop franchise owners. Saving you up to 20% on your insurance!

Direct Pricing
Get a better product at a lower price. We’ve cut out the middleman, creating a leaner, simpler, and faster experience while passing the savings on to you.

Easy Process
Our simple application takes 10 minutes and you can get an insurance quote in as little as 48 hours.

Flexible Payment Options
We know you are operating on razor-thin margins. That’s why we offer flexible payment options, including paying by check, ACH or credit card, and allowing you to split your payments over your policy term. All without fees or finance charges!

Garage Insurance Experts
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True Automotive Experts
We’re plugged in with the industry’s top educators, influencers, and innovators — making sure our solutions are better, faster, and smarter for auto body repair shop owners across the nation.
Intrepid Direct insures over 13,000 of the nation’s top franchise brand locations. We are the only direct insurance provider in the U.S. specializing in property and casualty insurance for franchise businesses.



Direct Is THE Difference
We're a one-stop stop to help with all of your business insurance needs. And because there’s no middleman, you’re able to get the answers you need, quickly, by working directly with us.
An Insurance Provider You Can Actually Rely On
No Introductory Pricing
Experts In Your Business
We are not everything to everyone, we are immersed in your industry and understand your risk and insurance need. We're also licensed in all 50 states and insure 13,000+ locations across the U.S.
Repeat Customers
"In It" For The Long Haul
We Keep Our Promises
Highly Recommended
A large percentage of our new business comes by way of referral from another shop. Check out our reviews and you will see why.
Complete, Customizable Coverage
We start with the coverage types and limits auto service shops need. Then, work with you and your data to fine-tune one simple, yet specific, reliable, and affordable plan.
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Our customer renewal rate is 93% year-over-year – significantly above the industry average
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Customers can save up to 20% on their premiums by going direct, cutting out agent commissions
We Expect Better
Since our company was founded, we have been obsessed with providing a better insurance experience. We're a partner who's always thinking about ways to help garage business owners minimize risk and maximize their bottom line.
From coverage to convenience, our minds are always on the move for our customers.
What People Are Saying
Intrepid Direct is trusted by business owners nationwide and by many of the most respected and successful brands in the world. Our goal is to provide the best insurance experience our customers have ever received.