Intrepid Direct Snap-on Sweepstakes

The sweepstakes is now closed to new entries. The winner of our February drawing will be chosen on or about 3/6/2024.
Congratulations to our January drawing winner, Arthur M. of Fix Auto Alemeda!
Image of a Snap-on shop cart with tools. Available in the WIN-trepid Sweepstakes, valued at $5,000.

Why Choose Intrepid Direct For Your Insurance?

Just like the quality and reliability of Snap-on tools, our insurance coverage and customer service lead the industry. Intrepid Insurance Company is rated A+ (Superior) Financial Size Category XV by A.M. Best1.

We’ve cut out the middleman, creating a leaner, simpler, and faster experience while passing the wholesale savings on to you. Over 2,000 garages get these benefits with Intrepid Direct:

    • Direct Insurance Wholesale Pricing
    • Easy Application Process
    • One-Stop Shop with our Garage Experts
    • Loaner Vehicles and Employee Tools Included
    • Flexible Payment Options

Request a FREE Quote Today!

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. This Sweepstakes is not open to the general public. Sweepstakes is only open to automotive collision, repair and service businesses located in the 48 contiguous U.S./D.C. (excluding AK, FL, HI & LA). Further eligibility restrictions apply; see full Official Rules for details. Void in AK, FL, HI, LA, outside the U.S./D.C., and where prohibited by law. Sweepstakes begins at 12:00:00 AM CT on 1/1/24 and ends at 11:59:59 PM CT on 2/29/24. Odds of winning depend upon the total number of eligible entries received per Monthly Entry Period. For full Official Rules, click here. Sponsor: Intrepid Direct Insurance Agency, LLC, 5400 West 110th Street, 4th Floor, Overland Park, KS 66211.

What Shop Owners Are Saying

Intrepid Direct is trusted by auto garage business owners nationwide and by many of the most respected and successful brands in the world. Our goal is to provide the best insurance experience our customers have ever received.

Steve H.
"Exceptional value and service. They saved me time and money. True collision experts."
Steve H.
CARSTAR
"Exceptional value and service. They saved me time and money. True collision experts."
Steve H.
CARSTAR
Joel N.
"Intrepid Direct has been a really great experience for us. They've saved us $9K and have provided superb service. Our contact has been "Johnny-on-it." They caught things on our old policy we needed to bolster and pointed out other areas we could flat out eliminate."
Joel N.
1st Class Auto Body (I-CAR Certified)
"Intrepid Direct has been a really great experience for us. They've saved us $9K and have provided superb service. Our contact has been "Johnny-on-it." They caught things on our old policy we needed to bolster and pointed out other areas we could flat out eliminate."
Joel N.
1st Class Auto Body (I-CAR Certified)
Lance L.
"Intrepid Direct explained things in simple terms. I now have replacement cost insurance I never had, added cyber insurance and pollution liability … all that on top of 15% savings ."
Lance L.
Performance Collision Centers (I-CAR Certified)
"Intrepid Direct explained things in simple terms. I now have replacement cost insurance I never had, added cyber insurance and pollution liability… all that on top of 15% savings."
Lance L.
Performance Collision Centers (I-CAR Certified)
Gus H.
"For years I convinced myself we would keep our insurance with a local broker - until I realized the best decision for our organization was to switch. Intrepid Direct provided solutions that not only provided more coverage for our family, employees, and company, but also ...
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Gus H.
Midas franchisee
"For years I convinced myself we would keep our insurance with a local broker - until I realized the best decision for our organization was to switch. Intrepid Direct provided solutions that not only provided more coverage for our family, employees, and company, but also packaged the entire deal with significant savings for our business for this year."
Gus H.
Midas franchisee
Jeff L.
"We had a solid, 10-year working relationship with our broker. Getting a quote from others always resulted in a lot of effort from our team. So we eventually figured if it wasn't broke, don't fix it. This was our thought...
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Jeff L.
Midas franchisee
"We had a solid, 10-year working relationship with our broker. Getting a quote from others always resulted in a lot of effort from our team. So we eventually figured if it wasn't broke, don't fix it. This was our thought process until a trusted dealer recommended we talk with Intrepid Direct. Their ability to bypass the broker's expenses brought our total insurance cost down almost 20% plus we received better coverage that fit our actual needs. Communication has been easy and the claims management process has been excellent. Where most insurance companies would just write a check, Intrepid Direct has disputed our liability and performed professional investigations resulting in the denial of claims against us. Unless your current broker is your brother-law with damaging photos from your bachelor party…or you love the Christmas fruit cake, your time is well-spent getting a quote from Intrepid Direct."
Jeff L.
Midas franchisee
Karla S.
"Nick was so very helpful, great at explaining and answering questions. I was referred by another body shop owner and I have already called to tell him thank you. I will tell other shop owners as well. Thank you too Tawny, great job!"
Karla S.
Collision Paint & Repair (I-CAR Certified)
"Nick was so very helpful, great at explaining and answering questions. I was referred by another body shop owner and I have already called to tell him thank you. I will tell other shop owners as well. Thank you too Tawny, great job!"
Karla S.
Collision Paint & Repair (I-CAR Certified)
Judy H.
"Our representative really knows and cares about our business!!"
Judy H.
Georgia Paint & Body (I-CAR Certified)
"Our representative really knows and cares about our business!!"
Judy H.
Georgia Paint & Body (I-CAR Certified)
Sherrie H.
"EXCELLENT! Tawny S., your representative, was very prompt and courteous. Answered all my questions in a timely manner. Stayed connected. Renewal went smoothly because of her help."
Sherrie H.
Hansen's Collision Specialist (I-CAR Certified)
"EXCELLENT! Tawny S., your representative, was very prompt and courteous. Answered all my questions in a timely manner. Stayed connected. Renewal went smoothly because of her help."
Sherrie H.
Hansen's Collision Specialist (I-CAR Certified)

Complete, Customizable Coverage

We understand the automotive industry and how to work with owners like you to offer the proper protection.

And did we mention convenience? Our bundled approach to coverage speeds up quoting, minimizes paperwork, and maximizes the response when you need us most.

We start with the coverage types and limits auto body or auto repair shops need. Then, work with you and your data to fine-tune one simple, yet specific, reliable, and affordable plan.

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Garagekeepers Liability

Pays for damage or theft to a customer’s vehicle while within your possession.

What's Typically Covered

Depending upon the coverage you choose (“legal liability” or “direct primary”), things like hail, fender benders, stolen vehicles and more are covered — even when it’s your fault.

The Intrepid Direct Difference!

The number of vehicles in and out of your shop can change daily. That’s why we provide a $500k legal liability extension to make sure your bases are covered, no matter the day.

General & Garage Liability

Protection for you and your business against the normal and expected.

What's Typically Covered

Costs associated with property damage (vehicles included), bodily injury and more if a customer, vendor, or other makes a claim against your workmanship or service.

The Intrepid Direct Difference!

At Intrepid Direct, our policies include "customer complaint defense" and "technician errors and omissions" coverage -- something not-so-standard in your typical garage package.

Automobile

Insures the vehicles your business needs in order to operate.

What's Typically Covered

Comprehensive, collision, and liability coverage for company-owned vehicles in addition to liability for property damage or bodily injury in accidents involving employee-owned or hired vehicles used while on the job.

The Intrepid Direct Difference!

Loaner vehicles are included in automobile coverage when you have a policy through Intrepid Direct.

Property

Coverage for your building, inventory, equipment & more.

What's Typically Covered

Protects the structure itself, the inventory inside, your equipment and even your business income when damaged or lost after fires, tornadoes, thefts and more.

The Intrepid Direct Difference!

Our standard policy includes $25k to cover the cost of any stolen or damaged employee tools with the option to add on more as needed. And, in the event you experience a "total loss," we'll give you an additional 25% above your scheduled building value, if needed, at time of loss, plus any profit lost and the cost of employee wages up to a year to get back on your feet.

Employment Practices Liability (EPL)

Defends against suits related to personnel management, peer, or customer disputes.

What's Typically Covered

Wrongful termination, wage & hour disputes, discrimination, and sexual harassment are all covered under our EPL policy.

The Intrepid Direct Difference!

Many policies on the marketplace are segmented, riddled with loopholes (like attorney fees) and low limits. This policy is packaged to cover all of your major risks — and costs — associated with employment practices.

Umbrella

Works with your liability coverages to cover large severity claims, so you have adequate protection when you need it most.

What's Typically Covered

Think of your umbrella policy as an extension of your general, garage, and auto liability policies. It covers the same basic things, but provides an additional limit in the event your needs exceed what’s covered in your “general” policies.

The Intrepid Direct Difference!

More often than not, customers find our umbrella rates to be lower than our competitors. Why? Because our team is underwriting it and its underlying policies. Oftentimes, general liability, auto, and umbrella policies are sold separately through separate insurers. Because of this, umbrella rates are often padded to protect against unknown underwriting risk. So, with no 3rd parties in our equation, we don’t need to mark up your rate to cover the 3rd-party risk.

Workers’ Compensation

Takes care of your most valuable assets in the event they are injured on the job.

What's Typically Covered

Lost wages and medical benefits for both you and your employees due to workplace injuries and illnesses.

The Intrepid Direct Difference!

It’s not only our responsibility to insure your business, but to help you manage the costs of doing so. We offer telemedicine services through MedCall Advisors – a 24/7 hotline that can triage incidents, perform post-injury drug screenings, can prescribe medication, and will file the first notice of loss documentation on your behalf.

Cyber Liability

Assists with the costs associated with cyber-criminal activity.

What's Typically Covered

Claims made as a result of a data breach or cyber-attack. Further, it protects your business if a cyber criminal hacks your network and holds it for ransom.

The Intrepid Direct Difference!

Insurance companies are requiring higher cyber liability limits of their DRP partners. Because of this, our coverage protects against first and third party claims (with regulatory proceedings), as well as ransom with high limits to match your requirements.

Pollution Liability

Helps out in the event a hazardous material needs clean up, remediation, or litigation support.

What's Typically Covered

Costs associated with hiring a qualified team to remove a pollutant from impacted areas, such as your facility, groundwater, or soil.

The Intrepid Direct Difference!

Most insurance companies stop at clean up. Intrepid Direct’s policy goes a step further in protecting your business by covering fines and/or litigation associated with the damages caused by the hazardous material.