INSURANCE FOR PAPA JOHNS FRANCHISE LOCATIONS
Coverage That Delivers
One location or hundreds, complete coverage for Papa Johns franchise restaurants.
Direct Pricing
Easy Process
Papa Johns Insurance Experts
The Flexibility You Need
Request Your Papa Johns Quote Today!
Redefining the Insurance Experience for Restaurant Owners
Intrepid Direct offers restaurants savings, control, and expertise.
Dedicated to your restaurants: claims, service, and underwriting
Delivery Restaurant Insurance Experts
PROUD MEMBER OF
We are a proud partner of the Papa John’s Franchise Association (PJFA), helping support the business interests of their franchisees.
What Other Papa Johns Owners Are Saying
Direct Insurance + Telematics = More Savings
Intrepid Direct offers an additional 25% discount off our normal hired and non-owned auto policy pricing to clients who implement the Drivosity's telematics program.
With Drivosity, delivery restaurant franchise owners can take control over the end-to-end customer experience. The program is also helpful for attracting and retaining drivers, improving compliance, and increasing tracking/compensation accuracy.
Better Drivers
Lower Claims
Lower Risk
Direct Savings To You!
Dedicated Account Team
It’s true, we’ve removed the middleman, but you’ll still get that personal touch to help you every step of the way.
With Intrepid Direct, you get an entire team that collaborates with you to ensure you receive a complete insurance program. You’ll have a licensed Intrepid Direct Client Relationship Manager, a dedicated Client Success Advisor who walks you through the policy binding process and provides ongoing support, and a Claims team member (if and when a claim arises). A one-stop shop working together for all your insurance needs.
Have questions about the Papa Johns insurance program? Reach out to Alex or Tye, your dedicated Relationship Managers!
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Our client renewal rate is 93% year-over-year – significantly above the industry average
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Clients can save up to 20% off their premiums by going direct, cutting out agent commissions
We Expect Better
Since our company was founded, we have been obsessed with providing a better insurance experience. We're a partner who's always thinking about ways to help business owners minimize risk and maximize their bottom line.
From coverage to convenience, our minds are continuously thinking of our clients.
Coverage That Delivers
We start with the coverage your brand requires. Then, we work with you and your data to serve up one simple, yet specific, reliable, and affordable plan.
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Hired & Non-Owned Auto
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Insures the liability from employee-owned vehicles when used for business operations. What's Typically Covered Protects your business against claims of property damage and bodily injury caused by employees using their own autos while out for delivery. The Intrepid Direct Difference! Intrepid Direct's policy provides liability coverage for hired and non-owned vehicles, the employees operating them, and the damage they may cause should something happen when an employee is performing work duties. |
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General Liability
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Protection for you and your business against normal and expected losses. What's Typically Covered Costs associated with property damage, bodily injury, and more if a customer, supplier, or other party makes a claim against your product or service. This also includes on-premises accidents involving customers. The Intrepid Direct Difference! If you want to go above-and-beyond your franchisor requirements, we offer extensions and add-ons. If you prefer to “up” your limit, or if your brand requires Cyber coverage for example, we can do that. |
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Property
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Coverage for your building, inventory, equipment & more. What's Typically Covered Protects the structure itself, the inventory inside, your equipment and even your business income when damaged or lost after fires, tornadoes, thefts and more. The Intrepid Direct Difference! We offer franchisees the option to “blanket” their property coverage. And, while most insurance companies take whatever limit is on your current policy and copy it over to your future one, we evaluate your property limit each year by referencing your brand-specific FDD, your data, and the average property values of all brand locations across the country. This way, you don’t have to worry about being under- or over-insured. |
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Automobile
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Insures the vehicles your business needs in order to operate. What's Typically Covered Comprehensive, collision, and liability coverage for company-owned vehicles. The Intrepid Direct Difference! Our expert team works with you to ensure all vehicles are properly covered. |
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Workers’ Compensation
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Takes care of your most valuable assets in the event they are injured on the job. What's Typically Covered Lost wages and medical benefits for both you and your employees due to workplace injuries and illnesses.
The Intrepid Direct Difference! It’s not only our responsibility to insure your business, but to help you manage the costs of doing so. We offer telemedicine services through MedCall Advisors – a 24/7 hotline that can triage incidents, perform post-injury drug screenings, can prescribe medication, and will file the first notice of loss documentation on your behalf. |
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Employment Practices Liability (EPL)
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Defends against suits related to personnel management, peer, or customer disputes. What's Typically Covered Wrongful termination, wage & hour disputes, discrimination, and sexual harassment are all covered under our EPL policy. The Intrepid Direct Difference! Many policies on the marketplace are segmented, riddled with loopholes (like attorney fees) and low limits. This policy is packaged to cover your major risks — and costs — associated with employment practices. |
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Umbrella
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Works with your liability coverages to provide extra protection for large severity claims, ensuring you have adequate protection when you need it most. What's Typically Covered Think of your umbrella policy as an extension of your general and auto liability policies. It covers the same basic things but provides an additional limit in the event your needs exceed what’s covered in your “general” policies. The Intrepid Direct Difference! More often than not, customers find our umbrella rates to be lower than our competitors. Why? Because our team is underwriting your entire operation, not just one piece. Oftentimes, general liability, auto, and umbrella policies are sold separately through separate insurers. Because of this, umbrella rates are often padded to protect against unknown underwriting risk. So, with no 3rd parties in our equation, we don’t need to mark up your rate to cover the 3rd-party risk. |
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Partnerships That Make a Difference
Stay In The Know
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Parking lots are busy places, used by employees, customers, and delivery drivers.
Tips for Rainstorm Safety
Top 7 Ways to Deliver Savings on your Insurance Premiums
When holidays approach, the demand for food delivery increases as people look to ease busy demands during the season and let someone else do the cooking.
