BUSINESS INSURANCE FOR LITTLE CAESARS LOCATIONS
Crazy Good Insurance Savings
Savings of up to 20% are always on the menu when going direct.
Direct-to-Consumer Pricing
By eliminating the middleman and their associated costs, our direct-to-consumer model provides you with a superior product at wholesale rates.
Easy Application Process
Say goodbye to a long application process! Our simplified applications take 10 minutes or less to complete, and you can get a quote in just 48 hours.
Little Caesars Experts
Built using your FDD and brand data, our policies are tailored to your restaurant’s brand needs.
Flexible Payment Options
With Intrepid Direct, you can pay your premiums by ACH, check, or credit card. You also have the flexibility to break your premiums into 12 monthly, equal installments. All without fees or finance charges!
Request Your Quote Today!
Redefining the Insurance Experience for Restaurant Owners
Intrepid Direct offers restaurants savings, control, and expertise.
Dedicated to your restaurants: claims, service, and underwriting
Partnerships That Matter
What Other QSR Owners Are Saying
Read what other franchise owners have to say about their experience working with Intrepid Direct.
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Our customer renewal rate is 93% year-over-year – significantly above the industry average
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Customer can save up to 20% off their premiums by going direct, cutting out agent commissions
#340
We're a member company of W. R. Berkley Corporation (ranked #340 on the Fortune 500 list)
We Expect Better
Since our company was founded, we have been obsessed with providing a better insurance experience. We're a partner who's always thinking about ways to help business owners minimize risk and maximize their bottom line.
From coverage to convenience, our minds are continuously thinking of our customers.
Coverage Designed With Your Franchise In Mind
And don’t worry about hired & non-owned auto coverage – we have that covered too!
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Hired & Non-Owned Auto
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Insures the liability from employee-owned vehicles when used for business operations. What's Typically Covered Protects your business against claims of property damage and bodily injury caused by employees using their own autos while out for delivery. The Intrepid Direct Difference! Intrepid Direct's policy provides liability coverage for hired and non-owned vehicles, the employees operating them, and the damage they may cause should something happen when an employee is performing work duties. |
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General Liability
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Protection for you and your business against normal and expected losses. What's Typically Covered Costs associated with property damage, bodily injury, and more if a customer, supplier, or other party makes a claim against your product or service. This also includes on-premises accidents involving customers. The Intrepid Direct Difference! If you want to go above-and-beyond your franchisor requirements, we offer extensions and add-ons. If you prefer to “up” your limit, or if your brand requires Cyber coverage for example, we can do that. |
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Property
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Coverage for your building, inventory, equipment & more. What's Typically Covered Protects the structure itself, the inventory inside, your equipment and even your business income when damaged or lost after fires, tornadoes, thefts and more. The Intrepid Direct Difference! We offer franchisees the option to “blanket” their property coverage. And, while most insurance companies take whatever limit is on your current policy and copy it over to your future one, we evaluate your property limit each year by referencing your brand-specific FDD, your data, and the average property values of all brand locations across the country. This way, you don’t have to worry about being under- or over-insured. |
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Automobile
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Insures the vehicles your business needs in order to operate. What's Typically Covered Comprehensive, collision, and liability coverage for company-owned vehicles. The Intrepid Direct Difference! Our expert team works with you to ensure all vehicles are properly covered. |
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Workers’ Compensation
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Takes care of your most valuable assets in the event they are injured on the job. What's Typically Covered Lost wages and medical benefits for both you and your employees due to workplace injuries and illnesses.
The Intrepid Direct Difference! It’s not only our responsibility to insure your business, but to help you manage the costs of doing so. We offer telemedicine services through MedCall Advisors – a 24/7 hotline that can triage incidents, perform post-injury drug screenings, can prescribe medication, and will file the first notice of loss documentation on your behalf. |
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Employment Practices Liability (EPL)
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Defends against suits related to personnel management, peer, or customer disputes. What's Typically Covered Wrongful termination, wage & hour disputes, discrimination, and sexual harassment are all covered under our EPL policy. The Intrepid Direct Difference! Many policies on the marketplace are segmented, riddled with loopholes (like attorney fees) and low limits. This policy is packaged to cover your major risks — and costs — associated with employment practices. |
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Umbrella
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Works with your liability coverages to provide extra protection for large severity claims, ensuring you have adequate protection when you need it most. What's Typically Covered Think of your umbrella policy as an extension of your general and auto liability policies. It covers the same basic things but provides an additional limit in the event your needs exceed what’s covered in your “general” policies. The Intrepid Direct Difference! More often than not, customers find our umbrella rates to be lower than our competitors. Why? Because our team is underwriting your entire operation, not just one piece. Oftentimes, general liability, auto, and umbrella policies are sold separately through separate insurers. Because of this, umbrella rates are often padded to protect against unknown underwriting risk. So, with no 3rd parties in our equation, we don’t need to mark up your rate to cover the 3rd-party risk. |
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Our Associations, Organizations and Partnerships
By partnering with the leading innovators, experts, and thought leaders in the restaurant industry, we are able to improve our offerings and give business owners more control over their businesses and schedules.
Hot Off The Press
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