Jimmy John’s Insurance Savings – Served Fresh Daily

No matter if you have one location or hundreds, you can save money on your insurance by going direct.

Direct Pricing

Take a bite out of your premiums and save up to 20%! By eliminating the middleman, we’ve made the insurance process simpler and quicker, while also giving you the benefit of cost savings.
Easy Process Icon

Easy Process

Get an insurance quote in as little as 48 hours with our freaky fast quoting process.

Jimmy John's Experts

Don’t get caught under- or over-insured. We’ve got your Franchise Disclosure Document (FDD) on hand and know what your policy needs to keep you comfortably covered.

Flexible Payment Options

Take advantage of our flexible payment options, like paying your premium by ACH, check or credit card (without fees!). Or break your premium into 12 equal installments.

Request Your Quote Today!

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Franchise Experts That Deliver

Thanks to our connections with the leading educators, influencers, and innovators in the industry, our solutions are faster, and smarter for franchise restaurant owners.

IFA: International Franchisee Association Supplier Forum Logo

1,200 Jimmy John’s Locations Insured and Counting

At Intrepid Direct, we strive to deliver the best insurance experience for business owners across the nation.

Jeff W.
"Intrepid Direct has been fabulous to work with. We had used another insurance provider the previous year and were getting quotes for the upcoming year. Ultimately, we decided to go with Intrepid Direct for several reasons. Not only were they the best price, but the ...
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Jeff W.
Jimmy John's franchisee
"Intrepid Direct has been fabulous to work with. We had used another insurance provider the previous year and were getting quotes for the upcoming year. Ultimately, we decided to go with Intrepid Direct for several reasons. Not only were they the best price, but the team we worked with went the extra mile to earn our business. Plus, they made sure we were comparing like-plans. They followed up promptly and always made it a point to provide excellent service by answering all of our questions. The transition was smooth and I appreciate being a client."
Jeff W.
Jimmy John's franchisee
Keith S.
"Two years ago, we had insurance coverage through one of Jimmy John’s-recommended insurance companies. At first, the rates were great. However, less than a month before renewal, we found out that our rates were going to more than triple...
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Keith S.
Jimmy John's franchisee
"Two years ago, we had insurance coverage through one of Jimmy John’s-recommended insurance companies. At first, the rates were great. However, less than a month before renewal, we found out that our rates were going to more than triple. After talking to another Jimmy John’s franchisee, he told us to contact Intrepid. We’re glad we did. Intrepid saved us thousands of dollars and their coverages meet our needs and our franchisors’. Intrepid Direct’s team worked hard to get our coverage bound within 3-5 days. And, when you call, you don't have trouble getting ahold of someone."
Keith S.
Jimmy John's franchisee
Lynn O.
"I deal with a lot of people day-to-day, but Intrepid has always shown such kindness in helping me. I appreciate their personal manner in which they handle my business."
Lynn O.
Jimmy John's franchisee
"I deal with a lot of people day-to-day, but Intrepid has always shown such kindness in helping me. I appreciate their personal manner in which they handle my business."
Lynn O.
Jimmy John's franchisee
Tim S.
"Intrepid Direct has been the only insurance company whose actions align with the consumer. After COVID-19 hit, I was forced to shut down my operations. I was in a pickle. Not only did I have a lease to pay off, but also a franchise agreement ...
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Tim S.
Jimmy John's franchisee
"Intrepid Direct has been the only insurance company whose actions align with the consumer. After COVID-19 hit, I was forced to shut down my operations. I was in a pickle. Not only did I have a lease to pay off, but also a franchise agreement to deal with. Intrepid Direct showed me the consideration I needed when handling the unexpected events that took place. I am grateful for their team and recommend all who are interested in franchising or restaurant operations to consider their wealth of knowledge and expertise. Their level of service is well above the standard for their industry."
Tim S.
Jimmy John's franchisee
Kyle R.
"Working with Intrepid Insurance has been a wonderful change. It starts with the easy online quoting process, and ends with their top level customer service. I enjoy only dealing with one company for all of my coverages, and only having one payment each month. Best ...
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Kyle R.
Jimmy John's franchisee
"Working with Intrepid Insurance has been a wonderful change. It starts with the easy online quoting process, and ends with their top level customer service. I enjoy only dealing with one company for all of my coverages, and only having one payment each month. Best of all, I am saving money as well!"
Kyle R.
Jimmy John's franchisee
Torrey W.
"Shout out to Intrepid Direct Insurance! After I received a substantial increase on my property/liability/auto/work comp, etc. renewal, Intrepid was able to accommodate my quote request which required very little work on my end. Furthermore, they were able to provide...
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Torrey W.
Jimmy John's franchisee
"Shout out to Intrepid Direct Insurance! After I received a substantial increase on my property/liability/auto/work comp, etc. renewal, Intrepid was able to accommodate my quote request which required very little work on my end. Furthermore, they were able to provide 26% in savings using their direct to franchisee model, as Intrepid is the insurance carrier, not a broker. Their service team was very responsive and helpful throughout the process. Intrepid works with franchisee groups so they’re very familiar with our Jimmy John’s insurance requirements. If any operators out there are looking to save on insurance costs with a partner that has great service, my experience with Intrepid Direct has been excellent."
Torrey W.
Jimmy John's franchisee
Mike H.
"Fast Easy Affordable. This team is all over it, fast service, great communication, amazing pricing, knowledge is over the top perfection. Super happy, super excited. Hope to be a life time client."
Mike H.
Jimmy John's franchisee
"Fast Easy Affordable. This team is all over it, fast service, great communication, amazing pricing, knowledge is over the top perfection. Super happy, super excited. Hope to be a life time client."
Mike H.
Jimmy John's franchisee
Jill R.
"Everyone that I have worked with at Intrepid for the last couple of years have been extremely professional, knowledgeable and responds quickly to all my insurance needs for my business. They also have very competitive pricing compared to other companies I have worked with in ...
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Jill R.
Jimmy John's franchisee
"Everyone that I have worked with at Intrepid for the last couple of years have been extremely professional, knowledgeable and responds quickly to all my insurance needs for my business. They also have very competitive pricing compared to other companies I have worked with in the past."
Jill R.
Jimmy John's franchisee
Margot B.
"Extremely good customer service. Multiple employees went out of their way to provide me with excellent customer service. I am particularly pleased with how quickly the team and the underwriters were able to bind my coverage.".
Margot B.
Jimmy John's franchisee
"Extremely good customer service. Multiple employees went out of their way to provide me with excellent customer service. I am particularly pleased with how quickly the team and the underwriters were able to bind my coverage.".
Margot B.
Jimmy John's franchisee
Erica K.
"Super easy to work with and fast turnaround! From the first contact for a quote to policy issue was just a matter of days. Stephven was great to work with - he sent me a questionnaire, got me a quote and got the policy set-up ...
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Erica K.
Jimmy John's franchisee
"Super easy to work with and fast turnaround! From the first contact for a quote to policy issue was just a matter of days. Stephven was great to work with - he sent me a questionnaire, got me a quote and got the policy set-up right away, no issues and no run-around. I'm very happy with the process!"
Erica K.
Jimmy John's franchisee
Ryan F.
"My experience with Intrepid has been seamless! They are responsive and knowledgeable."
Ryan F.
Jimmy John's franchisee
"My experience with Intrepid has been seamless! They are responsive and knowledgeable."
Ryan F.
Jimmy John's franchisee
Tyson B.
"Seamless and quick."
Tyson B.
Jimmy John's franchisee
"Seamless and quick."
Tyson B.
Jimmy John's franchisee

Savings With A Personal Touch

It’s true, we’ve removed the middleman, but you’ll still get that personal touch to help you every step of the way.

With Intrepid Direct, you get an entire team that collaborates with you to ensure you receive a complete insurance program. You’ll have a licensed Intrepid Direct Client Relationship Manager, a dedicated Client Success Advisor who walks you through the policy binding process and provides ongoing support, and a Claims team member (if and when a claim arises). A one-stop shop working together for all your insurance needs.

Have questions about the Intrepid Direct Jimmy John’s insurance program? Reach out Steve or Emmett, your dedicated Relationship Managers!

Headshot of Steve Nash, Sales

Steve Nash

CA License #4264211

Headshot of Emmett Hughes, from Intrepid Direct Insurance

Emmett Hughes

CA License #0I75676

Coverage Designed With Your Jimmy John’s Franchise In Mind

Our expertise in the restaurant industry, combined with our knowledge of your franchisor insurance requirements, has allowed us to create a coverage package that not only meets Jimmy John’s brand guidelines but also offers the best protection possible for your franchise restaurant.
Our bundled approach to coverage allows for a freaky fast quoting process, reduces paperwork, and quickens the response time should help be needed.
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Hired & Non-Owned Auto

Insures the liability from employee-owned vehicles when used for business operations.

What's Typically Covered

Protects your business against claims of property damage and bodily injury caused by employees using their own autos while out for delivery.

The Intrepid Direct Difference!

Intrepid Direct's policy provides liability coverage for hired and non-owned vehicles, the employees operating them, and the damage they may cause should something happen when an employee is performing work duties.

General Liability

Protection for you and your business against normal and expected losses.

What's Typically Covered

Costs associated with property damage, bodily injury, and more if a customer, supplier, or other party makes a claim against your product or service. This also includes on-premises accidents involving customers.

The Intrepid Direct Difference!

If you want to go above-and-beyond your franchisor requirements, we offer extensions and add-ons. If you prefer to “up” your limit, or if your brand requires Cyber coverage for example, we can do that.

Property

Coverage for your building, inventory, equipment & more.

What's Typically Covered

Protects the structure itself, the inventory inside, your equipment and even your business income when damaged or lost after fires, tornadoes, thefts and more.

The Intrepid Direct Difference!

We offer franchisees the option to “blanket” their property coverage. And, while most insurance companies take whatever limit is on your current policy and copy it over to your future one, we evaluate your property limit each year by referencing your brand-specific FDD, your data, and the average property values of all brand locations across the country. This way, you don’t have to worry about being under- or over-insured.

Automobile

Insures the vehicles your business needs in order to operate.

What's Typically Covered

Comprehensive, collision, and liability coverage for company-owned vehicles.

The Intrepid Direct Difference!

Our expert team works with you to ensure all vehicles are properly covered.

Workers’ Compensation

Takes care of your most valuable assets in the event they are injured on the job.

What's Typically Covered

Lost wages and medical benefits for both you and your employees due to workplace injuries and illnesses.

The Intrepid Direct Difference!

It’s not only our responsibility to insure your business, but to help you manage the costs of doing so. We offer telemedicine services through MedCall Advisors – a 24/7 hotline that can triage incidents, perform post-injury drug screenings, can prescribe medication, and will file the first notice of loss documentation on your behalf.

Employment Practices Liability (EPL)

Defends against suits related to personnel management, peer, or customer disputes.

What's Typically Covered

Wrongful termination, wage & hour disputes, discrimination, and sexual harassment are all covered under our EPL policy.

The Intrepid Direct Difference!

Many policies on the marketplace are segmented, riddled with loopholes (like attorney fees) and low limits. This policy is packaged to cover your major risks — and costs — associated with employment practices.

Umbrella

Works with your liability coverages to provide extra protection for large severity claims, ensuring you have adequate protection when you need it most.

What's Typically Covered

Think of your umbrella policy as an extension of your general and auto liability policies. It covers the same basic things but provides an additional limit in the event your needs exceed what’s covered in your “general” policies.

The Intrepid Direct Difference!

More often than not, customers find our umbrella rates to be lower than our competitors. Why? Because our team is underwriting your entire operation, not just one piece. Oftentimes, general liability, auto, and umbrella policies are sold separately through separate insurers. Because of this, umbrella rates are often padded to protect against unknown underwriting risk. So, with no 3rd parties in our equation, we don’t need to mark up your rate to cover the 3rd-party risk.

Direct Insurance + Telematics = More Savings

Intrepid Direct offers an additional 25% discount off our normal hired and non-owned auto policy pricing to clients who implement the Drivosity's telematics program.

With Drivosity, delivery restaurant franchise owners can take control over the end-to-end customer experience. The program is also helpful for attracting and retaining drivers, improving compliance, and increasing tracking/compensation accuracy.

Drivosity logo

Better Drivers

Speed isn't the goal, safety is.

Lower Claims

Safer drivers means fewer accidents.

Lower Risk

Less risk means lower premiums to cover potential losses.

Direct Savings To You!

More profits to your bottom line.
A+
Intrepid Insurance Company is rated A+ (Superior) Financial Size Category XV by A.M. Best1
93%
Our client renewal rate is 93% year-over-year – significantly above the industry average
20%
Clients can save up to 20% on their premiums by going direct, cutting out agent commissions

#340

We're a member company of W. R. Berkley Corporation (ranked #340 on the Fortune 500 list)

We Expect Better

Since our company was founded, we have been obsessed with providing a better insurance experience. We're a partner who's always thinking about ways to help business owners minimize risk and maximize their bottom line.

From coverage to convenience, our minds are continuously thinking of our clients.