INSURANCE FOR JACK IN THE BOX FRANCHISE RESTAURANTS

Jack In The Box Franchise Owners – Save Money By Going Direct

One location or hundreds, complete coverage for Jack in the Box franchise locations.

Business insurance designed for Jack in the Box franchise owners. Cooking up savings — up to 20% on your insurance premiums!

Direct Pricing

Get a better product at a lower price. We’ve cut out the middleman — and their fees.
Easy Process Icon

Easy Process

Our simple application process takes 10 minutes and you can get an insurance quote for your Jack in the Box franchise location in as little as 48 hours.

Franchisor Approved

Don’t get caught under- or over-insured. We’ve got your FDD and brand data to keep you comfortably covered.

Flexible Payment Options

Break your premium into 12 monthly, equal installments.

Expect Savings. That’s Our Policy.

Start Your Quote Today!

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What we offer vs. our competitors

Intrepid Direct offers restaurants savings, control, and expertise.

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Work direct and save up to 20%
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12 equal monthly payments
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One stop shop, even hired and non-owned auto insurance
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Restaurant-specific risk management partnerships help you reduce exposure
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Dedicated to your franchise restaurants: claims, service, and underwriting
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Intrepid Direct insures over 10,000 of the nation’s top franchise brand locations. We are the only direct insurance provider in the U.S. specializing in property and casualty insurance for franchise businesses.

PROUD ALLIED PARTNER OF

JIB-NFA Allied Partner Logo

We are a proud Allied partner of the Jack In The Box National Franchisee Association (JIB-NFA), supporting their mission to lead with integrity, transparency, and confidentiality.

Call today to see how much you can save!

What People Are Saying

Intrepid Direct is trusted by business owners nationwide and by many of the most respected and successful brands in the world. Our goal is to provide the best insurance experience our customers have ever received.

Umar I.
“We’re new to Intrepid Direct, but have had nothing but a good experience so far. As a 70+ location franchise operator, we were looking to save money without sacrificing the standard of service. Intrepid Direct has done just that. Filing a claim online is easy ...
Read More
Umar I.
Jack in the Box franchisee
“We’re new to Intrepid Direct, but have had nothing but a good experience so far. As a 70+ location franchise operator, we were looking to save money without sacrificing the standard of service. Intrepid Direct has done just that. Filing a claim online is easy and they get back with you within 24 hours. We would definitely recommend their services to any size of business.”
Umar I.
Jack in the Box franchisee
Matt C.
“I wonder why we ever used a broker. Our switch to Intrepid Direct has turned out to be one of the best decisions we’ve made concerning our insurance. We’ve found them to be competitive on pricing and exceptionally better on service. The team ...
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Matt C.
Burger King franchisee
“I wonder why we ever used a broker. Our switch to Intrepid Direct has turned out to be one of the best decisions we’ve made concerning our insurance. We’ve found them to be competitive on pricing and exceptionally better on service. The team has gone above and beyond to meet our expectations. A+ for Intrepid Direct. We couldn’t be more satisfied.”
Matt C.
Burger King franchisee
Maria H.
"I had received a couple of emails from Intrepid Direct, and as my renewal date came closer, I took the time to investigate what they could do for us. I decided to take a chance and reach out and I'm glad I did. The conversations ...
Read More
Maria H.
Arby's franchisee
"I had received a couple of emails from Intrepid Direct, and as my renewal date came closer, I took the time to investigate what they could do for us. I decided to take a chance and reach out and I'm glad I did. The conversations were quick, the application was simple, the price was right, and their service has been superb. If you're an Arby's franchisee, take the chance. Intrepid Direct can help you save money with a refreshing approach to your business insurance."
Maria H.
Arby's franchisee
Amir A.
"I took a leap and moved my property and casualty insurance to a company I'd never heard of before - Intrepid Direct. I was a bit hesitant at first, but I thought I had nothing to lose by letting them quote. Their quote was much ...
Read More
Amir A.
Burger King franchisee
"I took a leap and moved my property and casualty insurance to a company I'd never heard of before - Intrepid Direct. I was a bit hesitant at first, but I thought I had nothing to lose by letting them quote. Their quote was much lower than what I was currently paying and their team was pleasant and easy to work with. I've been nothing but impressed by their people, service, and commitment in aligning their company with my business's needs. They are everything they advertise. Every chance I get, I ask people why they haven’t switched yet. Direct isn’t just a buzz word, it truly is the difference."
Amir A.
Burger King franchisee
Ashok M.
"We moved our property, general liability, umbrella, employment practices liability, auto, and workers' compensation insurance to Intrepid Direct this year. It's been smooth and the entire team is easy to work with."
Ashok M.
Burger King franchisee
"We moved our property, general liability, umbrella, employment practices liability, auto, and workers' compensation insurance to Intrepid Direct this year. It's been smooth and the entire team is easy to work with."
Ashok M.
Burger King franchisee
Joel A.
"We recently renewed with Intrepid Direct for our second year. It was a painless process that resulted in another year of savings for us. The people at Intrepid Direct have been a pleasure to work with. They work together as a team to deliver a ...
Read More
Joel A.
Burger King franchisee
"We recently renewed with Intrepid Direct for our second year. It was a painless process that resulted in another year of savings for us. The people at Intrepid Direct have been a pleasure to work with. They work together as a team to deliver a high level of service and support to their customers. The claims management has been great. Their documentation is thorough, they follow-up frequently, and consistently approach claims in a proactive manner. They have been a good resource to help guide our actions with a goal of getting the claim closed in an effective manner. The Intrepid Direct business model is proving to be a cost-effective alternative to traditional risk management options while at the same time, providing first-class customer service."
Joel A.
Burger King franchisee
Mark
"The level of urgency is outstanding. I received timely quotes and the team was ready to respond to my needs quickly."
Mark
Burger King franchisee
"The level of urgency is outstanding. I received timely quotes and the team was ready to respond to my needs quickly."
Mark
Burger King franchisee
Brian B.
"Not only did we save money by switching to Intrepid Direct, we've found the whole process to be much easier when we've had a claim or just need a question answered. The billing, audit, and claims services are all handled in-house, making it just one ...
Read More
Brian B.
Hardee's franchisee
"Not only did we save money by switching to Intrepid Direct, we've found the whole process to be much easier when we've had a claim or just need a question answered. The billing, audit, and claims services are all handled in-house, making it just one phone call away when any issues arise. Many companies make promises, but we've found Intrepid Direct delivers on everything they've promised. I would highly recommend them!"
Brian B.
Hardee's franchisee
Dean F.
"Utilizing Intrepid Direct significantly enhanced our insurance platform, our business financials, and streamlined the process to drive down loss exposure. The creative model they brought to the table excited our decision to move coverages to Intrepid Direct mid-policy term. Their model delivered pricing that was ...
Read More
Dean F.
Hardee's franchisee
"Utilizing Intrepid Direct significantly enhanced our insurance platform, our business financials, and streamlined the process to drive down loss exposure. The creative model they brought to the table excited our decision to move coverages to Intrepid Direct mid-policy term. Their model delivered pricing that was exceedingly more competitive than traditional insurance markets without forcing our business to jeopardize coverages, deductibles or absorb insurance risk. Not having to manage various insurance companies through a brokerage firm and working with Intrepid Direct has proven successful and simplified the layout of our insurance program. In the duration of time our firm has worked with Intrepid Direct the foundation of a long-term partnership has been constructed. Both Intrepid Direct and our company are working together to achieve the same results. That cohesion of carrier/broker and client did not exist with our former insurance markets and brokerages firms. We feel as if Intrepid Direct sits on the same side of the table as their clients."
Dean F.
Hardee's franchisee
Pawel
"We recently started using Intrepid for our Papa John's Pizza franchise locations. So when looking for coverage for our new Huey Magoo's franchise, we naturally contacted them. Lisa and her team make getting insurance so easy! From quoting to binding her team is responsive and ...
Read More
Pawel
Huey Magoo's franchisee
"We recently started using Intrepid for our Papa John's Pizza franchise locations. So when looking for coverage for our new Huey Magoo's franchise, we naturally contacted them. Lisa and her team make getting insurance so easy! From quoting to binding her team is responsive and so helpful. They even think of things that previous carriers have forgotten about! We love Intrepid and highly recommend them!"
Pawel
Huey Magoo's franchisee
Navid S.
"Although I had heard of Intrepid Direct, I love the fact that they proactively reached out to us about insuring our Jack in the Box locations. We had been with our insurance agent for a decade and had a deep relationship, so changing course was ...
Read More
Navid S.
Jack in the Box franchisee
"Although I had heard of Intrepid Direct, I love the fact that they proactively reached out to us about insuring our Jack in the Box locations. We had been with our insurance agent for a decade and had a deep relationship, so changing course was unlikely - but I was willing to hear what they had to offer. I’m so glad I took the call and opened up dialogue with them. They were responsive, extremely transparent about their pricing, it was easy to understand and they were easy to work with. They are one of the insurance industry’s best-kept secrets and a great partner and resource for franchise owners who are looking to save money and receive first-class service."
Navid S.
Jack in the Box franchisee
Rob
"We recently started using Intrepid for our Papa John's Pizza franchise locations. So when looking for coverage for our new Huey Magoo's franchise, we naturally contacted them. Lisa and her team make getting insurance so easy! From quoting to binding her team is responsive and ...
Read More
Rob
Scooter's Coffee franchisee
"We recently started using Intrepid for our Papa John's Pizza franchise locations. So when looking for coverage for our new Huey Magoo's franchise, we naturally contacted them. Lisa and her team make getting insurance so easy! From quoting to binding her team is responsive and so helpful. They even think of things that previous carriers have forgotten about! We love Intrepid and highly recommend them!
Rob
Scooter's Coffee franchisee

Savings With A Personal Touch

It’s true, we’ve removed the middleman, but you’ll still get that personal touch to help you every step of the way.

With Intrepid Direct, you get an entire team all under one roof that collaborates with you to ensure you receive a complete insurance program. You’ll have a licensed Intrepid Direct Client Relationship Executive, a dedicated Client Success Advisor who walks you through the policy binding process and provides ongoing support, and a Claims team member (if and when a claim arises). A one-stop shop working together for all your insurance needs.

Have questions about the Intrepid Direct Jack in the Box insurance program? Reach out to one of our dedicated Jack in the Box insurance Relationship Managers.

Nick DiCarlo, Sales

Nick DiCarlo

CA License #0M55554

Laura Bradley, Sales

Laura Bradley

Ca License #0K95913

A+
Intrepid Insurance Company is rated A+ (Superior) Financial Size Category XV by A.M. Best1

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Our customer renewal rate is 93% year-over-year – significantly above the industry average

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Customers can save up to 20% on their premiums by going direct, cutting out agent commissions

#371
We're a member company of W. R. Berkley Corporation (ranked #371 on the Fortune 500 list)

We Expect Better

Since our company was founded, we have been obsessed with providing a better insurance experience. We're a partner who's always thinking about ways to help business owners minimize risk and maximize their bottom line.

From coverage to convenience, our minds are continuously thinking of our customers.

Complete, Customizable Coverage

We took our knowledge of the restaurant industry, listened to franchisees, and reviewed Jack in the Box franchisor insurance requirements to offer coverages that not only meet requirements, but best protect a franchise restaurant.
And did we mention convenient? Our bundled approach to coverage speeds up quoting, minimizes paperwork, and maximizes the response when you need us most.

We start with the coverage your franchisor requires. Then, we work with you and your data to serve up one simple, yet specific, reliable, and affordable plan.

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Property

Coverage for your building, inventory, equipment & more.

What's Typically Covered

Protects the structure itself, the inventory inside, your equipment and even your business income when damaged or lost after fires, tornadoes, thefts and more.

The Intrepid Direct Difference!

We offer franchisees the option to “blanket” their property coverage. And, while most insurance companies take whatever limit is on your current policy and copy it over to your future one, we evaluate your property limit each year by referencing your brand-specific FDD, your data, and the average property values of all brand locations across the country. This way, you don’t have to worry about being under- or over-insured.

General Liability

Protection for you and your business against normal and expected losses.

What's Typically Covered

Costs associated with property damage, bodily injury, and more if a customer, supplier, or other party makes a claim against your product or service. This also includes on-premises accidents involving customers.

The Intrepid Direct Difference!

If you want to go above-and-beyond your franchisor requirements, we offer extensions and add-ons. If you prefer to “up” your limit, or if your brand requires Cyber coverage for example, we can do that.

Automobile

Insures the vehicles your business needs in order to operate.

What's Typically Covered

Comprehensive, collision, and liability coverage for company-owned vehicles.

The Intrepid Direct Difference!

Our expert team works with you to ensure all vehicles are properly covered.

Employment Practices Liability (EPL)

Defends against suits related to personnel management, peer, or customer disputes.

What's Typically Covered

Wrongful termination, wage & hour disputes, discrimination, and sexual harassment are all covered under our EPL policy.

The Intrepid Direct Difference!

Many policies on the marketplace are segmented, riddled with loopholes (like attorney fees) and low limits. This policy is packaged to cover your major risks — and costs — associated with employment practices.

Hired & Non-Owned Auto

Insures the liability from employee-owned vehicles when used for business operations.

What's Typically Covered

Protects your business against claims of property damage and bodily injury caused by employees using their own autos.

The Intrepid Direct Difference!

Intrepid Direct's policy provides liability coverage for hired and non-owned vehicles, the employees operating them, and the damage they may cause should something happen when an employee is performing work duties.

Workers’ Compensation

Takes care of your most valuable assets in the event they are injured on the job.

What's Typically Covered

Lost wages and medical benefits for both you and your employees due to workplace injuries and illnesses.

The Intrepid Direct Difference!

It’s not only our responsibility to insure your business, but to help you manage the costs of doing so. We offer telemedicine services through MedCall Advisors – a 24/7 hotline that can triage incidents, perform post-injury drug screenings, can prescribe medication, and will file the first notice of loss documentation on your behalf.

Umbrella

Works with your liability coverages to provide extra protection for large severity claims, ensuring you have adequate protection when you need it most.

What's Typically Covered

Think of your umbrella policy as an extension of your general and auto liability policies. It covers the same basic things but provides an additional limit in the event your needs exceed what’s covered in your “general” policies.

The Intrepid Direct Difference!

More often than not, customers find our umbrella rates to be lower than our competitors. Why? Because our team is underwriting your entire operation, not just one piece. Oftentimes, general liability, auto, and umbrella policies are sold separately through separate insurers. Because of this, umbrella rates are often padded to protect against unknown underwriting risk. So, with no 3rd parties in our equation, we don’t need to mark up your rate to cover the 3rd-party risk.

Our Affiliates, Partners, and Memberships

We’re plugged in with the industry’s top educators, influencers, and innovators — making sure our solutions are better, faster, and smarter for franchise restaurant owners across the nation.
JIB-NFA Allied Partner Logo
Restaurant Finance & Development Conference Logo

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